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More services to offer to payers and payees

From proxy addressing to payment facilitation - dynamic and static QRs, Request-To-Pay, and more.

Join Network

How Xabeta Works

Xabeta sources liquidity for initiated cross-border transfers from the clearing accounts of its participants. Transfers can be initiated by members from their clearing accounts or gold accounts in a local currency of receiver or in gold. Transactions are instantly cleared for receiving members.

Enriched service offering

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Clearing in gold for participants

Eligible participants may opt in to keep the received transaction amounts in gold (digital currency) as opposed to local currencies.

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Dispute processing, recalls and returns

Participants may initiate cases for disputed transactions, as well as trigger recalls and returns for wrongly submitted transfers.

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Stored value accounts in non-domestic currencies

Enrolled participants may trade their domestic currency against a wide range of local currencies outside of their region by joining Xabeta Peer-to-Peer Exchange.

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Join as a liquidity provider

Eligible participants may get extra revenue by joining as a liquidity provider to enable local currency liquidity for the Xabeta network.

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Proxy addressing

A directory of ultimate beneficiaries across the globe for participants to pre-validate transfers prior to their initiation. Subject to personal data protection regulation in each region.

Core service

Reliable real-time transfers in local currency, backed by gold deposits.

Local currency settlement in every region of Xabeta operation

Instant confirmation to originator and beneficiary via online ISO 20022 interface

Irrevocable transfers for instant crediting of beneficiary accounts

24/7/365 service availability with always-on global customer support

Why Xabeta

A quick glance at Xabeta features vs. those of the traditional networks

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Traditional networks

Features

Instant confirmation to originator and beneficiary with guaranteed settlement

Transfers in local currencies

Settlement in local currencies and gold (independent own hard currency)

Transparent cross-currency rates with direct peer-to-peer trading on Xabeta Exchange